by Nasar Elarabi I often hear people say that they should have started years ago because today is just too competitive. They give up very easily, they are intimidated by all the “I buy houses” signs, and they think everyone in their local real estate club is taking action, leaving no room for them. I am writing... Continue Reading →
5 Strategies to Cater to Spanish-Speaking Sellers (When You Only Speak English)
by John Fedro If you live in the United States, you already have some opinions with regard to the advantages of understanding and being able to speak Spanish in your local marketplaces. Some fairly obvious advantages of being able to speak Spanish versus not speaking Spanish are: The ease of speaking with any Spanish sellers or... Continue Reading →
10 Vital Aspects of a Bulletproof Joint Venture Agreement
by Elizabeth Faircloth Whether you are a new investor or more seasoned investor, the chances of entering (or being approached to enter) a joint venture relationship are fairly high. As we know with all partnerships, some work out wonderfully and some others are miserable failures. My husband and I have been involved with many different joint... Continue Reading →
3 Pros (& 2 Cons) of Self-Directed IRA Investing
by Dave Van Horn Looking back, I’ve spent a good part of my life searching for the greatest investment. I’ve tried many different types of investments over the years. Some weren’t right for me at the time, and some were. Eventually, I found not only the type of investments I prefer, but also the way I... Continue Reading →
What is a Debt-to-Income Ratio (DTI) and How is it Calculated?
by Mark Fitzpatrick Mortgage lending underwriting criteria falls into three general categories — credit, collateral, and capacity. Credit has to do with how well you pay your bills (as evidenced by a credit report and score), collateral has to do with the type and quality of the property you’re using to secure the loan, and capacity has to do with your financial ability to repay... Continue Reading →