Why Diversification (of Your Portfolio, Financing & Everything Else) Truly is the Only Free Lunch

by Jay Strickler Did somebody say free lunch? “Diversification is the only free lunch” is a saying normally applied to mainstream investing to protect an investor from risk if an asset goes south. Buy stocks and bonds. Add gold to your portfolio. Buy a REIT. Choose an index fund. Smart folks use this thinking to come to the conclusion that... Continue Reading →

Forget Everything You Know: 15-Year Mortgages Are Best for New & Intermediate Investors

First and foremost, most investors should make an effort to build relationships with smaller, local banks. These banks generally only loan 15 or 20-year money and offer: Quicker turnaround Flexibility on credit score based on personal relationships Knowledge of local markets Networks of local attorneys, real estate agents, contractors, insurance agents, and other professionals The... Continue Reading →

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